Certificate of Deposit

CD Rates

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    Three Great Ways to Save

    60 Day or 6 Month CD

    4.00%APY*1, 2

    15 Month No Penalty CD

    5.25%APY*1, 3, 4

    New Money Only
    Must be opened in branch

    18 Month FlashRate CD

    5.00% APY*1, 2, 4

    New Money Only
    Must be opened in branch

    Visit one of our branches to open an account today and start saving!

     

    See complete disclosures for details on these CDs.

    First County Bank offers flexible term CDs to suit your individual investment needs.

    Already a customer with Online Banking? Open select CD accounts online by logging into your Online Banking Account.

    Login to Online Banking

    Certificates of deposit include:

    • Maturities from 60 days to 60 months
    • Monthly interest earnings may be withdrawn at any time after crediting
    • Special CD offers available (check in-branch or online)
    • Tax-deferred options available

    View CD Rate Sheet

    To open an account or for additional information, visit any of our conveniently located branches or contact our CustomerFirst Contact Center at 203.462.4400.

    Start Saving Now
    Deposit Account Schedule of Charges

    *Annual Percentage Yield (APY) offer is valid as of December 22, 2023 and is subject to change without notice.

    1. Minimum opening deposit $1,000. Interest rate will not change for the term of the account. The APY assumes principal and interest remain on deposit for twelve (12) months. A withdrawal of interest prior to maturity will reduce earnings. Account will automatically renew and you will have five (5) calendar days after the maturity date to withdraw funds without penalty.

    2. If you withdraw any of the principal before the maturity date, we may impose a penalty on the amount withdrawn at the rate being paid on the account.

    3. You may not make a withdrawal of any kind during the first six calendar days after the initial deposit. After such period, a withdrawal of the entire balance may be made without penalty. You cannot make a partial withdrawal from this account. This account is available to consumers only.

    4. This account must be opened with funds not currently on deposit with First County Bank.

    To view complete account disclosure click here. For our Consumer Schedule of Charges click here.