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First County bank has enhanced its mortgage products by adding special programs specifically for First-Time Homebuyers. These loan programs are designed to help first-time home buyers in Lower Fairfield County purchase their dream homes by offering flexible and affordable solutions.
First-Time Home Buyers Programs include:
- FHA Program - Fixed or adjustable-rate loans that are insured by the US Department of Housing and Urban Development. Offering downpayments as low as 3.50% to qualified borrowers.
- Jumbo First Time Home Buyers Program - Fixed or adjustable-rate mortgages suitable for first time home buyers who would like to borrow amounts over $417,000 up to $1,000,000 for a larger home purchase.
- First County Bank/Housing Development Fund Partnership Program - A special program developed by the Housing Development Fund (HDF), in which the first-time home buyer has a minimum contribution of one percent (1.00%) of the property price. Special requirements and guidelines apply.
For additional infomation about these programs, stop by any branch or call Dave Zamary, Senior Vice President, at 203.462.4332.
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