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Refer to the Consumer Deposit Account Schedule of Charges, the Business Deposit Account Schedule of Charges, and all applicable account disclosures and agreements for additional charges, fees and/or limitations that may apply.

¹ First County Bank is a member of the Allpoint network, giving you access to more than 43,000 ATMs in the continental U.S. and certain areas internationally. There are no transaction fees or surcharges when you use Allpoint member ATMs (within the continental U.S.) to access your First County Bank account.

² Insurance products are not FDIC insured; not insured by any government agency, not a deposit or other obligation of First County Bank, not guaranteed by First County Bank, and are subject to investment risk, including the possible loss of the principal.

³ A “Monthly Maintenance Service Charge” of $15.00 will apply if: (1) at any time during the “InterestAccess” checking account statement cycle, the end of day collected available balance falls below $1,000.00; or (2) if at any time during the “InterestAccess” checking account statement cycle period, your combined deposit and loan balances (held with First County Bank) fall below $50,000.00. Deposit account balances are assessed by the daily collected available balance. Loans balances are assessed by the principal loan amount (excluding credit cards).

⁴ If the daily collected available balance falls below $100.00 at any time during the statement, a $12.00 charge will apply.

⁵ Minimum balance to open the account is $50.00 (all tiers).  High Yield Checking Account Qualifiers are: at least twelve (12) qualifying debit card Point of Sale (POS) purchase transactions that post and settle within that statement cycle; AND at least one (1) direct deposit transaction posts and settles within the statement cycle to this account; AND be enrolled in and agree to receive electronic periodic account statements (eStatements) for the statement cycle and discontinue receipt of paper periodic account statements for this account.  Fees could reduce earnings.  See Checking Account Disclosure for further details.  Interest is paid at the listed rate on the daily available balances on deposit in each tier, creating a blended interest rate for the entire balance.