Interest Rates

 

 

Consumer and Business Deposit Rates

Effective Date: May 18, 2018.

Rates are Subject to Change at Our Discretion Without Notice

Annual Percentage Yield (APY): The annualized rate paid including compounding interest. 

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Savings & Checking

Interest Access CheckingRateAPY
 
(daily collected balance of $1.00 or more).02%.02% 
FirstPrize $avingsInterest RateAPY  
(daily collected balance of $1.00 - $25,000).03%.03% 
(daily collected balance of $25,000 - $99,999).05%.05% 
(daily collected balance of $100,000 or more).15%.15% 
First SavingsInterest RateAPY  
(daily collected balance of $1.00 - $25,000).03%.03% 
(daily collected balance of $25,000 - $99,999).05%.05% 
(daily collected balance of $100,000 or more).15%.15% 
First Business SavingsInterest RateAPY 
(daily collected balance of $1.00 - $25,000).03%.03% 
(daily collected balance of $25,000 - $99,999).05%.05% 
(daily collected balance of $100,000 or more).15%.15% 
First Tiered Money MarketInterest RateAPY 
(daily collected balance of  $1.00 - $2,499).03%.03% 
(daily collected balance of $2,500 - $24,999).05%.05% 
(daily collected balance of $25,000 or more).15%.15% 
First Business Money MarketInterest RateAPY 
(daily collected balance of $1.00 - $2,499).03%.03% 
(daily collected balance of $2,,500 - $24,999).05%.05% 
(daily collected balance of $25,000 or more).15%.15% 
FirstMaturedCD SavingsInterest RateAPY 
(daily collected balance of greater than $1.00).50%.50% 
FirstRate Money Market*Interest RateAPY 
(daily collected balance of  $1.00 - $2,499).01%.01% 
(daily collected balance of $2,500 - $49,999).30%.30% 
(daily collected balance of $50,000 - $249,999)1.34%1.35% 
(daily collected balance of $250,000 or more)1.49%1.50% 
*The FirstRate Money Market account must be opened at our Fairfield branch office located at 1312 Post Road, Fairfield, Connecticut with funds not currently on deposit with First County Bank.  
Refer to the Consumer Deposit Account Schedule of Charges, the Business Deposit Account Schedule of Charges, and all applicable account disclosures and agreements for additional charges, fees and/or limitations that may apply.
InterestAccess Checking Account: The interest rate and APY may change after account opening. You must maintain a minimum collected daily balance of $1.00 in the account to obtain the disclosed APY. The minimum deposit to open the account is $1.00. Fees could reduce earnings.
First Savings Account and FirstPrize $avings Account: The interest rate and APY may change after account opening. This account is a tiered interest-bearing account. The minimum balances required to obtain the APY for each tier are listed above. The minimum deposit to open the account is $1.00. Fees could reduce earnings.
FirstMaturedCD Savings Account: The interest rate and APY may change after account opening. You must maintain a minimum collected daily balance of $1.00 in the account to obtain the disclosed APY. The minimum deposit to open the account is $1.00. Fees could reduce earnings.
First Tiered Money Market Account and FirstRate Money Market: The interest rate and APY may change after account opening. This account is a tiered interest-bearing account. The minimum balances required to obtain the APY for each tier are listed above. The minimum deposit to open the account is $1.00. Fees could reduce earnings.
 
 

Certificates of Deposit (CDs)

Certificates of Deposit - TermsInterest RateAPY 
60 Day.10%.10% 
91 Day.10%.10% 
6 Month.10%.10% 
12 Month.25%.25% 
One Year Tax-Deferred CD1.75%1.75% 
14- Month Easy-Out CD1.49%1.50% 
18 Month1.98%2.00% 
18 Month Bump Rate.50%.50% 
24 Month.50%.50% 
30 Month Bump Rate2.23%2.25% 
36 Month.70%.70% 
36 Month Bump Rate1.49%1.50% 
48 Month1.09%1.10% 
60 Month1.24%1.25% 
CDs: You must maintain a minimum collected daily balance of $1,000.00 to obtain the disclosed APYs for each account. A penalty for early withdrawal will be imposed. Fees could reduce earnings.
 
 

Retirement Investments Rates (IRAs)

Money MarketInterest RateAPY 
Money Market.03%.03% 
Certificates of Deposit - TermsInterest RateAPY 
1 Year CD.25%.25% 
2 1/2 Year CD.49%.50% 
5 Year CD1.23%1.25% 
IRAs: The Money Market Interest Rate and APY may change after account opening. You must maintain a minimum collected daily balance of $1,000.00 to obtain the disclosed APYs for each account. For CDs, a penalty for early withdrawal will be imposed. Fees could reduce earnings.

For more rate information, please call (203) 462-4400.